DO YOU NEED A WILL?

1. Are you married – single – or divorced?
2. Do you have children?
3. Do you own property or other assets?
4. Do you want to protect your estate from Care Home fees?
5. Do you want to protect your family from paying Inheritance Tax?
6. Would you like to keep control?

IF THE ANSWER TO ANY OF THESE QUESTIONS IS ‘YES’ - AND YOU DON’T HAVE A WRITTEN WILL - YOU NEED TO TAKE ACTION NOW!

Although you can’t take it with you, there’s no guarantee about ‘who gets what’ if you have not prepared you Last Will and Testament – because you effectively surrender control of your affairs to the Law of Intestacy and the tax man. Not having a will (or being intestate) means leaving things to chance. It creates uncertainty and delay in beneficiaries receiving (or not) their legacies - and avoidable distress.

Making a legal will is easy and affordable. Give yourself peace of mind, knowing that you have put your affairs in good order. 

WHERE THERE’S A WILL

Even if you have a written will but it hasn’t been amended or re-written to reflect major life events such as marriage, divorce - or you want to change named beneficiaries - your estate could be vulnerable. You should take action now!

Do you have property or other assets abroad? If so, you need a separate will prepared in accordance with the laws of inheritance for that country.

LIFE CAN BE TAXING!

If the only things certain in life are death and taxes, a correctly prepared will and estate planning strategy can reduce the impact of Inheritance Tax (IHT).

An estate worth more than £ 325,000 in the 2009/2010 Financial Year, attracts IHT at the rate of 40% on everything above that level …. and everything means just that: money, shares, savings, property, valuables!

CLICK HERE			OR CALL US NOW
+ 44 (0) 7984 044 661
TO ARRANGE YOUR WILL AND
ESTATE PLANNING REVIEW
..

FREE WILL OFFER

Do you have enough life insurance? We are offering a FREE WILL* to new applicants for life insurance and people reviewing existing policies.

ALREADY HAVE A WILL?

If you already have a will, are you sure that your personal and financial interests are fully protected? Contact us now for a confidential review.

TOP TIPS FOR MAKING A WILL

Writing a will is essential. Did you know that it’s also easy and affordable if you follow a few simple guidelines?

ANY QUESTIONS?

If you need any information about making a will or estate planning, contact us and we will be pleased to help – without obligation.